CERTIFICATES
OF DEPOSIT
|
|
Term
|
Yield
% |
Rate
% |
| 3
Month |
1.75 |
1.74 |
| *6
Month |
3.75 |
3.69 |
|
12 Month |
2.30 |
2.28 |
|
15 Month (1 bump) |
3.51 |
3.45 |
| *18 Month |
4.00 |
3.93 |
|
24
Month "ACE" (2 bumps each term)^ |
3.51 |
3.45 |
|
36 Month |
3.51 |
3.45 |
|
48 Month |
3.75 |
3.69 |
|
60 Month |
3.75 |
3.69 |
|
MONEY
MARKET RATES*** |
| $250
- $9,999.99 |
0.75 |
0.75 |
| $10,000
- $24,999.99 |
1.00 |
1.00 |
| $25,000
- $49,999.99 |
1.50 |
1.49 |
| $50,000
and above |
3.00 |
2.96 |
|
RATEWATCHERS MONEY MARKET INDEX+ |
| $25,000
and above |
1.62 |
1.61 |
|
PASSBOOK
SAVINGS*** |
| $100.00
and above |
.50 |
.50 |
|
SMART
SAVERS ACCOUNT*** |
|
$.01 and above |
.75 |
.75 |
|
 CLASSIC
COMMITMENT CHECKING** |
| $2,500
and above |
1.75 |
1.74 |
|
CLASSIC CHECKING/CLASSIC CHOICE/
INTEREST CHECKING*** |
|
$250.00 - $2,499.99 |
.25 |
.25 |
|
$2,500.00 - $24,999.99 |
.50 |
.50 |
|
$25,000.00 and above |
.75 |
.75 |
|
CHECK-N-SAVE ACCOUNT*** |
|
$500.00 and above |
.24 |
.24 |
No
Broker deposits accepted. Rates may change after
account is opened. All CDs listed are eligible
for IRAs at current rates. Substantial penalty may
result from early withdrawal from CDs. Interest earned on
CDs may be paid to a checking or savings account or paid by
check. Monthly interest checks will be issued only on
balances over $10,000. Stated annual percentage
yield (APY) reflects monthly compounding and assumes
interest is added to the principal balance. Fees charged on accounts could
reduce earnings. A $500 minimum balance is required to
open a CD ($250 IRA). *Requires $1,000 minimum to open.
^Requires $1,000 minimum to open. When you utilize the
option of the bump this CD becomes a variable rate account. **This is a variable rate account. The
rate is subject to change after account is open. Must
maintain a $2,500 minimum daily balance to be an interest
bearing checking account and have a minimum combined Bremen
Bank deposit relationship of $20,000 in other accounts. If combined Bremen Bank deposits fall below minimum balance,
a $10 service fee will be assessed. This account also
requires a Bremen Bank Debit Card, FAVOR Credit Card
(subject to credit approval), and your checks safe kept at
the bank. Rates and products available to local
trade area. ***This is a variable rate account. The rate is
subject to change after account is open. + Account is for
business and consumer customers only; no public funds are
eligible. Balance required to earn APY (Annual Percentage
Yield) is $25,000. A fee of $10 per month will be assessed
if balance falls below $25,000. Fees may reduce earnings. Rate will be 50
basis points below the Fed Fund Rate and
change the first day of the calendar quarter. Balance of
less than $25,000 would revert to the money market
tiered rates: $250-$9,999.99 1.26% APY or $10,000 - 24,
999.99 1.51% APY. Member FDIC
|
